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The Housing Fund requires homebuyers to receive homebuyer education from a THDA approved counselor prior to the loan closing. Application for financing may be made at any time; however, the ideal time to attend homebuyer education classes is prior to looking for a home.
You may wish to begin the process by attending a free Front Door session with one of the twelve agencies below: |
For Front Door and Homebuyer Education classes in Clarksville, TN contact Angela Belcher at 931-572-8454 or abelcher@thehousingfund.org. For all other Front Door and Homebuyer Education classes contact the agencies below.
| Organization Name |
Address |
Phone |
| Affordable Housing Resources, Inc. |
1011 Cherry Avenue
Nashville, TN 37203 |
615-251-0025 |
| Citizens for Affordable Housing |
Terrace 1, 295 Plus Park Blvd
Ste 105
Nashville, TN 37203 |
615-361-9101 |
| Conexion Americas |
800 18th Avenue South, Suite A
Nashville, TN 37203 |
615-320-5152
ext. 22 |
| Dominion Financial Management |
660 Fitzhugh Blvd - Suite 108
Smyrna, TN 37167 |
615-220-5858 |
| Fifteenth Avenue Baptist CDC |
930 Scovel Street
Nashville, TN 37208 |
615-256-4329 |
| GAP Community Dev. Resources |
129 West Fowlkes Street, Ste 137
Franklin, TN 37064 |
615-591-4345 |
| Good Neighbor Foundation |
1708 Crossroads Blvd
Brentwood, TN 37027 |
615-870-6188 |
| Life of Victory |
599 Waldron Road, Bldg B
Lavergne, TN 37286 |
615-213-1468 |
| New Level CDC |
1112 Jefferson Street
Nashville, TN 37208 |
615-627-0347 |
| Residential Resources, Inc |
604 Gallatin Road, Suite 103
Nashville, TN 37206 |
615-650-9779 |
| Servus CDC |
1101 Darbytown Dr., Suite C
Nashville, TN 37207 |
615-865-9737 |
| Woodbine Community Organization |
222 Oriel Avenue
Nashville, TN 37210 |
615-833-9580 |
| You Can Make It |
660 Fitzhugh Blvd - Suite 102
Smyrna, TN 37167 |
615-355-0005 |
FRONT DOOR
The Front Door is a free, one-on-one counseling session designed to help a client decide if they are ready to buy a home. It also provides a guide to clients for successful homeownership.
How long does the session take?
A client should allow at least one hour although session lengths may vary.
When are the sessions available?
Appointments are available as late as 6pm on weekdays and on Saturday mornings.
Where are the sessions held?
Counseling centers are located throughout the Nashville MSA. The client should call THF for the center that is most convenient.
What is covered in the session?
First, the counselor will help the client estimate how much they can afford to spend for the house and how much a mortgage company might approve. The counselor will review the information with the client and discuss the steps to take to purchase the most house for the least money. Finally, the counselor will provide information on several programs to help a client learn how to buy a home, budget, handle credit issues, select a home, and apply for a mortgage. There is also information on various financial assistance programs.
What if a client already has a house picked out and just needs to arrange financing?
The counselor will meet with the client to review the proposed loan. All information is kept confidential.
In addition to the Front Door Session, additional education hours are required to qualify for our program. This requirement is met by signing up and attending Homebuyer Education Classes offered by THDA approved counselors throughout the Nashville MSA. If you attended a Front Door session, you would typically stay with that counselor for Homebuyer Education. Upon completion of the classes you will be issued a formal certificate, which successfully meets our education requirement and is good for one year from the date of issuance.
Homebuyer Education Classes contain the following information:
What an individual needs to become a homeowner
- Budgeting
- The home buying process
- Key Players and their roles
Home Quality
- Home Inspections
- The purpose of an appraisal
What an individual needs to know to be a successful homeowner
- Debt management
- Home Maintenance
What homeowners need to know if they have trouble making payments
- Early intervention
- Community resources
For further information please call (615) 780-7000 or email mail@thehousingfund.org.
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